Within the range of people who subscribe to the philosophy of idealism, some believe we each create our own version of reality; that there isn't one single reality for each of us to become aware of in our own particular way. The physicist Amit Goswami explains his monistic idealism in terms of quantum mechanics and Eastern spiritual teachings, while Seth, a non-physical entity channeled by Jane Roberts, says that each person is basically a "unit of consciousness" (CU), that each CU is a part of "All That Is" (as in the holographic principle), and that we individually and collectively dreamt up the reality which we experience.

In this worldview, the basic framework for physical reality is determined by the fundamental laws of the universe established by "root assumptions" which are agreed upon by all CUs that chose to participate in physical reality, while each person creates their own personal reality by adopting "core beliefs" and values and selecting probabilities from amongst the possibilities available to them in each instant.

Thus, God is part of the reality of someone who has a core belief in the existence of God, while evolution is real for someone who believes that the theory of evolution explains the appearance on Earth of the wide variety of species. Likewise, life is fragile and uncertain for the person who believes life is fragile and uncertain, while heaven, hell and the devil are real

Personal reality as a subset of the consensual reality

As explored by the "out of body" explorer Robert Monroe, personal reality is thought to transcend physical existence, and continues on even after the physical body had died.

At the point of death we separate from the deeply consensual physical reality and move more directly into our own personal reality, where our individual beliefs, ideals, and emotions directly control what we experience as "real".

If there was a strong belief of a heaven while alive, we may very well find ourselves in a heavenly place after physical death. Or if we believe we were evil in life and belong in a hell, we might find ourselves going there instead.

While we remain physically alive, our personal reality is covered over by the consensual physical reality. It is partially accessible by way of lucid dreaming and visualization, but our ability to work directly with it and experience it as "physically real" is limited, unless one chooses to transcend consensual physical reality via meditation, psychedelics, or sensory deprivation.

Suggested reading:The Nature of Personal Reality, a Seth book by Jane Roberts (1974).Journeys Out of the Body, by Robert Monroe (1973).